Adding people you dont know well just so that they can use the Amex Platinum cards benefits can end in disaster. According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. I remember coming across it one time in my last 3 or 4 years, and I shop almost exclusively online. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. How do you add Amex Platinum authorized users? This person does not necessarily need to be associated with the business itself and can be a friend or family member. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? Is adding Amex Platinum authorized users worth it? As you might expect, the moral of the story is to ideally add authorized users to the personal version of the Amex Platinum, rather than the business version (though I get thats complicated, depending on your needs). The American Express Platinum Card recently increased its annual fee from $550 to $695. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. You should see the Add a Card Member option listed there. Hi Terry. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. I used to get a ton of value out of it from Dominos pizza as they waived delivery fees if you had shoprunner but I moved away from an area that has Dominos so not sure if that is still the cash. Along with this increase came a host of new credits that you can use to offset the annual fee. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Also, you don't even need to use the credit for your own membership -- any qualifying charge for a friend or family member will trigger the credit. Walt. Most helpful comments ( as chosen by the OMAAT community ). Click here to see a list of advertisers that we work with. Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. There is no cost to add authorized users to your Ink Business Premier card. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. The annual fee for the 4th or more Additional Cards is $175 for each Card. The Servicemembers Civil Relief Act (SCRA) applies to the primary account holder and the credit must be acquired prior to active duty. Adding an Amex Platinum card authorized user is most beneficial for couples who travel often. This bonus value is an estimated valuation. This post contains references to products from one or more of our advertisers. Check out the video below to learn more. It should be pro-rated for half of the year. One of these credits is the digital entertainment credit, which I will go into detail below. In addition, as an Amazon Associate we earn from qualifying purchases. Stick with immediate family and other close relatives who you may already share finances with. If youre looking for your authorized users to get more from the card, here are 16 benefits of adding an authorized user as an Amex Platinum card authorized user. The annual fee for The Platinum Card is $695 per year ( See Rates & Fees ). Annual Fees and Authorized Users. Related: 7 great nontravel benefits of the Amex Platinum. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. See our Advertiser Disclosurefor more details. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. This is to ensure that credit hasnt already been tapped by an authorized user. Authorized users don't have access to the primary cardholder's monthly Uber credits. Your feedback is important in helping us keep our community safe. In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. Terms apply to the offers listed on this page. You have successfully joined our subscriber list. Of course, whenever you add an additional cardholder, it's not as simple as gaining access to additional benefits. Per dollar spent on eligible hotel purchases. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. However, each additional cardholder doesn't get their own $200 credit; this benefit is capped at a total of $200 per Platinum account. This is an amazing value when you consider that each authorized user gets the full suite of lounge access perks. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status Authorized users receive most of the same benefits weve mentioned several of them in this article. If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? American Express reserves the right to modify or revoke offer at any time. How Much Is an Amex Centurion Card? Platinum Charge card members will presumably already met the income requirement, and with no annual fee to pay, getting this card is a no brainer. 2X miles on dining. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. We take your comments very seriously as they really help us to improve the site. welcome offer of up to 150,000 points with the Amex Platinum card! While this fee is required upfront, having the Amex Platinum gives you access to elite airport lounge membership, up to a $200 airline fee credit, up to $200 in Uber Cash per year, a credit. Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. By adding three additional cardholders for $175, you can avoid these charges altogether. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. New to The Points Guy? I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. For example, your authorized users can help you hit a minimum spending requirement to earn a welcome offer, or you might want to build your child's credit history early on. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. Thanks! Click on "Add Someone to Account" under the "Manage Additional Card Members" menu. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. Just out of curiosity. Just like the personal Platinum Card, Gold card AUs earn: In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). Hilton Honors Gold is included automatically on both the Hilton Honors American Express Surpass Card and The Hilton Honors American Express Business Card. Im sure someone who shops at the 100 or so participating retailers might appreciate the discounts, free 2-day shipping, and free returns. This makes the process cheaper, easier, and often faster. Of course, when we are traveling together (which is typical), she can access most lounges with me as my guest. Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. Click the "Account Services" tab. Enter the user's full name, Social Security number, and date of birth. No responsibility will be taken by the bank advertiser for these comments. Instead, additional Gold cardholders get the same earning rates as your Platinum card. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. Authorized users also get access to a free ShopRunner membership. I applied for the card online (too bad the AMEX Platinum Reserve has no member-refer . Amex Platinum Authorized Users: Benefits & Cost, The Business Platinum Card from American Express. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. . you can simply transfer your Membership Rewards points directly to their accounts. The word Business . When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card. For more information on our advertisers, see here. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Unfortunately, Platinum Card authorized users won't get their own $200 hotel credit .
